Available for what's next

Daniel Valverde

Tech Lead & full-stack engineer. I architect the systems that move money — and lead the teams that scale them.

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Years of experience
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Roles: Dev → Lead → CTO
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Payment rails (SPEI · STP · ASP)
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Microservices in prod

Capabilities

Where I'm strong.

I started in backend and payments, but I build end to end: APIs and microservices, cloud infrastructure as code, modern frontends, and AI agents.

My deepest focus is mission-critical transactional systems — core banking, payments, and high availability — where reliability and security are non-negotiable.

Production Code

Real-world fintech backend patterns.

From a Mastercard payment authorizer — optimistic locking with Redis pipelines, async FastAPI, mTLS-validated card context.

authorizer/router.py Python · FastAPI
@router.post("/v1/authorize")
async def authorize(
    req: AuthRequest,
    card: Card = Depends(verify_card_mtls),
    redis: Redis = Depends(get_redis),
) -> AuthResponse:
    # optimistic locking — no distributed mutex
    async with redis.pipeline() as pipe:
        await pipe.watch(f"bal:{card.id}")
        bal = Decimal(await pipe.get(_k) or 0)
        if bal < req.amount:
            return AuthResponse(code=DECLINED)
        pipe.multi()
        pipe.decrby(_k, cents(req.amount))
        pipe.xadd("txn:stream", req.event())
        await pipe.execute()  # atomic
    return AuthResponse(code=APPROVED)

The WATCH / MULTI / EXEC pattern guarantees atomicity on balance deduction without distributed locks. If another process touches the key, Redis aborts and retries — the authorizer never double-spends.

01mTLS resolved as a FastAPI dependency — security is enforced before business logic runs.
02Optimistic locking via Redis — no distributed mutex, no deadlocks, horizontally scalable.
03Atomic pipeline — balance decrement and stream event in a single transaction.

Experience

From developer to CTO.

Chief Technology Officer (CTO)Feb 2026 — Jul 2026
Nawicard · SOFOM fintech · Mexico City

Owned the company's global technology vision: a roadmap aligned to scaling and financial regulation (CNBV). Orchestrated AWS cloud architecture with Terraform and GitOps (ArgoCD), led the backend team, and set the cybersecurity strategy (zero-trust, mTLS). Built AI agents (OpenClaw) to automate operations.

AWSTerraformArgoCDLeadershipAI AgentsSecurity
Backend Technical LeadMar 2025 — Feb 2026
Nawicard · Mexico City

Technically led the backend team: design patterns, clean-architecture standards, and rigorous code reviews. Designed high-performance transactional microservices for the cardholder lifecycle, integrated real-time payment rails (SPEI via STP/ASP) and Mastercard processing (Dock BaaS), with fault-tolerant queuing (Redis, RabbitMQ, Celery) and inter-service mTLS.

Core BankingMastercardSPEI · STP · ASPRedisRabbitMQTeam Lead
Backend DeveloperAug 2024 — Feb 2025
Nawicard · Mexico City

Built the core microservices of the banking platform: transactional logic, balances, and disbursements. Implemented the automated STP integration for real-time interbank reconciliation and settlement, with Redis/Celery for heavy queues, CI on Jenkins, and containers managed with Portainer.

PythonFastAPISTPCeleryJenkinsPortainer
Full-Stack Web DeveloperJul 2023 — May 2024
Sistema Público de Radiodifusión del Estado Mexicano · Government

High-impact public-sector portals under SCRUM (Jira). Back ends in Django (Python) and Laravel (PHP) — including a confidential internal medical system — and modern front ends in Vue.js 3 + Tailwind. Automated bulk data and media-metadata migrations with Python (SFTP/SQL).

LaravelDjangoVue.js 3TailwindMySQLSCRUM
Semi-Senior Backend DeveloperAug 2022 — Feb 2023
Inguz Digital · Fintech (IFPE → PayPal)

Backend development for a core-banking fintech regulated as an IFPE (later acquired by PayPal). Designed RESTful APIs and GraphQL endpoints in Django, integrated third-party financial services and APIs, and orchestrated services with Docker/Kubernetes on AWS.

DjangoRESTGraphQLDockerKubernetesAWS
Backend DeveloperOct 2021 — Aug 2022
Invercratos · Mexico City

Early engineering of the communication flows with the internal SPEI system for instant interbank transfers. Built Django microservices for the Inguz banking app's transaction processing and optimized PostgreSQL (indexing, query refactoring).

SPEIPythonDjangoPostgreSQL
Backend Developer2021 — 2022
SystemCtlDev · Mexico City

REST API microservices consumed by corporate mobile apps for physical inventory control. Coded the modular business logic of an ERP for manufacturing, distribution, logistics, and sales automation.

PythonDjangoRESTMySQLERP

Tech Stack

The full-spectrum toolkit.

Languages & Frameworks
PythonDjangoFastAPIPHP / LaravelJavaScriptTypeScriptVue.js 3Next.jsKotlinDartGraphQLSQLBash
Cloud, DevOps & IaC
AWS (EKS · EC2 · S3 · RDS · DocumentDB · VPC · IAM)TerraformDockerKubernetesArgoCDGitHub ActionsJenkinsPortainerLinux (Arch · Manjaro)
Core Banking & Payments
Mastercard / Dock BaaSCardholder lifecycleSPEI (Banxico)STPASPCNBV / Fintech
Security
Zero-TrustmTLSApplied cryptographyAPI security
Data & Queues
PostgreSQLMySQLSQLiteMongoDBDocumentDBRedisRabbitMQCelery
Artificial Intelligence
Claude CodeOpenClawGeminiDeepSeekn8n

Education

Foundations & credentials.

2016 — 2022

Computer Engineering

IPN — UPIICSA

Game-development track: Virtual Reality, Augmented Reality and Machine Learning projects with Unity, C#, C++ and Python.

May 2022

AWS Data Engineering

Smart Data

Certification: Cloud Practitioner & Data Analytics.

Languages
ESNative
ENB1

Documents: B1/B2 visa & valid passport.

GitHub

Activity in code.

Live metrics from my own self-hosted instance — private repositories included.

GitHub stats for dannielXdx

Consulting

Two ways to work together.

01 — Direct

Hire me directly

My primary focus is a full-time technical leadership role — CTO, Tech Lead or Staff — owning architecture, delivery and the team.

02 — Projects & consulting

Work with Arvixdx

When a direct hire isn't the fit, I take on end-to-end projects and consulting on a fee basis through Arvixdx, my consultancy — where I partner with a specialist in banking regulation and security.

  • Build — custom systems, fullstack, payments & core banking.
  • Secure & comply — cybersecurity, pentesting, audits, ISO and banking regulation (Banxico · CNBV · SPEI).
↗ arvixdx.com or reach out

Contact

Let's talk about your next system.

Open to technical leadership, architecture, consulting, or collaboration.

[email protected]